WHAT IS SETTLEMENT?

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Settlement is the downward movement of the ground (soil) when a load is applied to it. The load increases the vertical effective stress exerted onto the soil. This stress, in turn, increases the vertical strain in the soil. This increase in vertical strain causes the ground to move downward. In fact, most buildings settle over time. However, most building settlement occurs during the first few years after construction, unless there are changes in the drainage patterns around the building, severe changes in weather, or other external factors. Ongoing building settlement is uncommon.

TYPES OF BUILDING SETTLEMENT:-
Uniform Settlement – During uniform settlement, the entire foundation settles at a constant rate. Usually, there is no, or very minor, cracking during uniform settlement.
Differential Settlement – Differential settlement commonly occurs as a result of the non-uniform movement of the underlying soils (soil settlement at different rates). This type of settlement can result in cracking to the foundation, exterior cladding, and interior finishes. Additionally, with a pier and beam foundation system, each individual pier may settle at a different rate, which is different than the settlement that would occur to a slab foundation.

WHAT CAUSES SETTLEMENT OF SOILS?
Settlement occurs from soil consolidation due to a reduction in voids or spaces between soil particles due to applied loads or changes in moisture content. The loss of moisture in soils causes consolidation. As the moisture takes up volume in the soil, and when the moisture is expelled, the soil loses volume and consolidates. In the opposite circumstance, when there is a buildup of moisture in the soils, smaller clays and silts, which were previously used to fill the voids between larger soil types and provide additional structural support, will drain downwards in the ground when the moisture eventually subsides. This will cause the supporting soil to lose its load-bearing capabilities.

TYPICAL CAUSES OF SETTLEMENT:-
*Weak bearing soils
*Addition to an existing house
Improperly backfilled soils / poor compaction.
*Irregular rainfall or drought
*Poor drainage around the house
*Changes in the groundwater table
*Mature trees growing close to the house
Seepage from a plumbing leak or swimming pool.
*Pumping of oil or water out of the nearby ground

HOW DO YOU KNOW IF YOUR HOUSE HAS EXPERIENCED SETTLEMENT?
The most common evidence that settlement has occurred is:-

a) Exterior cracking – Usually indicated by vertical cracks in poured foundations, or stair-step cracking in brick or CMU walls. The cracks on exterior walls usually originate from the ground. Larger cracks generally indicate ongoing settlement.

b) Interior cracking – Usually indicated by semi-horizontal or 45-degree angle cracks. Cracks are typically found at the corners of windows at doors, where the building has the most stress and is usually due to the foundation shifting. These cracks can also form from heaving, which is the upward movement of soil, the opposite of settlement.

c) Sagging floors – Sagging floors generally occur when a house was built with a pier and beam foundation system. The individual piers will settle at different rates, resulting in the floors that sag at the location of the settled pier.

d) Sticking windows and doors – Windows and doors that are hard to open or stick may be a sign of settlement. Check for scrape marks on the floor or the door jamb, or a misaligned latch, which are signs that settlement may have occurred.

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